Trusted for over 15 years by over 120,000 people

IHMS Basic IHMS Basic Plus IHMS Standard IHMS Standard Plus IHMS Comprehensive NHIS Standard NHIS Expanded IHMS

Standard Benefits

1Provision of Prescribed Drugs                
2Blood Transfusion                
3Out-Patient Consultations                
4Basic Laboratory Test                
5Basic X-rays                
7Out-of-Station Care                
8Minor Surgeries                
9Emergency Room Care                
10Comprehensive X-rays                
11Comprehensive Laboratory Tests                
12Specialist consultation                
13Intermediate Surgeries                
14Maternity Care                
16Primary Opthalmic Care                
17Family Planning                
18HIV Support                
19NPI Immunization                
20Advanced and Complex Investigations                
21Major Surgeries                
22Comprehensive Ophthalmic Care                
23Comprehensive Dental Care                
24Additional Immunizations                

Optional Benefits

1Primary Ophthalmic Care                
2Primary Dental Care                

The IHMS HMO Health Plan is highly flexible and hence does not impose services you do not need on you. You may, therefore, add Optional Benefits to any of the main plans you purchase.


  • Optional benefits cannot be bought on a standalone basis.
  • We can also customize a health plan for your organization if any of the main plans do not meet your requirements.